Description: This paper explores how change in societal forces can affect the systems for providing security including private pensions, social security, life insurance and health insurance. The societal forces examined are changes in family, role of women, inflation and the age composition of population. From Transactions of Society of Actuaries 1978, Vol. 30.

Description: This report has been assembled by the Task Force as a comprehensive guide to practicing actuaries in evaluating the impact of AIDS on the solvency of life and health insurance companies in the US and Canada. From Transactions of Society of Actuaries 1988, Vol. 40, Pt. 2.

Description: This research report is the result of a second phase examination of the impact of VM-20 on life insurance product development.

Description: A paper outlining key considerations & issues that may be met when implementing VM-20, like product development resources, pricing models or product features.

Description: This paper develops an equitable and practical method of calculating and assessing the required extra premiums to give insurance protection to those applicants subject to the factor in this latter group which includes most of the accident hazards connected with vocations and avocations. From Transactions of Society of Actuaries 1950, Vol. 2, No. 3.

Description: The Society of Actuaries (SOA) retained Milliman, Inc. (Milliman) to conduct a survey on the impact of COVID-19 on long-term care (LTC) insurance mortality, voluntary lapse, and morbidity experience. The results of this survey, which was conducted from August 2021 through September 2021, are presented in this report.

Description: The Potential Impact of Pandemic Influenza on the U.S. Life Insurance Industry pandemic model tool. This tool is used to project a Life Insurance companies potential losses from an influenza pandemic. Please see the SOA website for complete instructions on how to use this excel spreadsheet tool. Also see the website for the complete research report: www.soa.org/research/research-projects/life-insurance/research-impact-pan-influ-life-ins.aspx. The core of the paper is quantifying the potential impact of selected pandemic scenarios on the Life Insurance industry.

Description: This investigation covers the mortality on policies for large amounts issues in 1934 and later. This study looks at the experience in the period between 1941 and 1947 anniversaries. From Transactions of Society of Actuaries 1949, Vol. 1, No. 1.

Description: This research report on the effect of deflation or high inflation has six sections: 1. The first section provides background on inflation, describes some problems in measuring inflation, and explains some of its effects on an economy. 2. The second section reviews historical inflation rates. 3. The third section examines the effect of inflation or deflation on the property-liability and life insurance industries. 4. The fourth section proposes risk mitigation strategies for insurers to cope with either deflation or high inflation rates. 5. The fifth section describes a publicly available model that can be used to develop inflation/deflation projections under a regime switching format that can readily be adjusted to reflect current financial uncertainty. 6. The sixth section provides conclusions.

Description: This is section 2 of the report - Female Extension of the 1958 CSO and CET Mortality Tables. From Transactions of Society of Actuaries 1959, Vol. 11, No. 31.